Citi ThankYou® Preferred Card

  • Intro APR

    15 months*
  • Regular APR

    12.99% - 22.99%* (Variable)
  • Balance Transfer

    15 months*
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Citi ThankYou® Preferred Card Summary

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*

  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*

  • New: 2x Points on purchases for dining and entertainment

  • 1 ThankYou Point on other purchases.

  • Points do not expire and earn unlimited Thank You Points

  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

  • Travel with ease and enjoy global acceptance with Chip Technology

  • No annual fee*

MyRatePlan's Expert Rating & Review

Citi ThankYou® Preferred Card review written by and updated on .

Expert Rating: 4.50 / 5 stars

  • Pros:

    The Citi ThankYou® Preferred Card offers a 0% introductory APR period on both purchases and balance transfers for 15 months - that means no interest for over a year. The card also rewards cardholders with 2 ThankYou Points for every dollar spent on dining or entertainment, and 1 ThankYou Point for each dollar spent on any other purchase. ThankYou Points never expire and there's no cap on the amount you can earn. There's also no annual fee to use the card, which is pretty nifty.

  • Cons:

    Not much to complain about here.

  • Our Final Take:

    The Citi ThankYou® Preferred Card is one of the best credit cards with no annual fee available right now. It offers a good deal of points for purchases in addition to a very long 0% introductory APR period on both purchases and balance transfers. The Citi ThankYou® Preferred Card comes highly recommended from us.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

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