Compare Rewards Points Credit Cards

Rewards points credit cards are a type of credit card that you can earn points when making purchases. These credit card rewards points can be redeemed for free merchandise, travel, cash back, gift cards, and more. Different credit cards offer different amounts of reward points, and certain cards offer more rewards points for certain types of purchases (such as purchases made at department stores, gas stations, or hardware stores.) Compare rewards points credit cards below using our comparison tool.

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    • Intro APR

      N/A
    • Regular APR

      13.99% - 23.99%* (Variable)
    • Balance Transfer

      0%
      9 billing cycles
    • Average Savings

      $1,104.21 Over 1 year view details
    Show More Info
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    Your Average Savings

    Year One Year Two Year Three Total
    Interest Savings on Balance Transfers ? $742.61 $270.45 $270.45 $1,283.51
    * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
    Interest Savings on Balance for New Purchases ? $360.60 $360.60 $360.60 $1,081.80
    * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
    Reward Points ? $36.00 $36.00 $36.00 $108.00
    * This card offers cardholders FlexPoints on all purchases, equal to $.01 per dollar spent.
    Anniversary Bonus ? $0.00 $0.00 $0.00 $0.00
    *
    One Time Bonus ? $100.00 $0.00 $0.00 $100.00
    * This card rewards cardholders that spend $1,000 in the first 4 months with a one-time bonus of 10,000 FlexPoints, equal to $100 in points.
    Balance Transfer Cost ? -$135.00 -$0.00 -$0.00 -$135.00
    * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
    Annual Fee ? -$0.00 -$0.00 -$0.00 -$0.00
    * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
    Totals $1,104.21 $667.05 $667.05 $2,438.31
    * Credit card savings displayed are based on estimates as calculated by MyRatePlan, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

    U.S. Bank FlexPerks® Select+ American Express® Card Summary

    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.

    • Use your Card at select membership warehouse clubs and for everyday purchases.

    • 1 FlexPoint for every $1 in Net Purchases.

    • No annual fee.

    • Travel Advisor Fee: $25

    MyRatePlan's Expert Rating & Review

    U.S. Bank FlexPerks® Select+ American Express® Card review written by and updated on .

    Expert Rating: 4.60 / 5 stars

    4.6
    Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

    User Reviews for U.S. Bank FlexPerks® Select+ American Express® Card

    How do standard rewards credit cards work?

    With shopping rewards credit cards with the Visa or MasterCard logo on them, you are basically signing up for a standard credit card. They are accepted most places, like standard credit cards. The APR and credit limit on these cards should be comparable to any other standard credit card.

    With these standard shopping rewards credit cards, you accumulate credit card rewards with your purchases. Most of these cards give you a small reward for all of your shopping and a larger reward when you shop at the linked store. For example, an Amazon.com store credit card gives you 3 points for every purchase with Amazon and 1 point for every purchase anywhere else.

    Some shopping rewards credit cards also give additional rebates for purchases of food and gas. For example, the Costco store credit card gives you 3% back on purchases at gas stations and restaurants.

    Specific Store/Retailer Credit Cards

    With store credit cards that aren’t standard credit cards, you can only use your the card at that particular store and its affiliates. These shopping rewards credit cards usually have much lower credit limits and much higher APRs. However, they occasionally offer exclusive discounts and greater rewards than a generic credit card or other rewards card.

    If you do a lot of shopping at a specific store, then a shopping rewards credit card with that store may be a good idea for you. With store rewards credit cards, you may get large coupons and special discounts. Some stores like J. Crew have private shopping events for their credit card holders.

    Some stores may also give you bonus points or discounts when you apply. This can be a good deal if you have a particular purchase in mind, and you have also been planning on getting a store credit card.